Denise F. (Ainslie) Kalkwarf, 88, of Payson, Arizona and formerly of Belmond, passed away Thursday, July 2, 2020 at Banner Desert Medical Center in Mesa, Arizona. Funeral services for Denise Kalkwarf will be held at 11:00 AM on Tuesday, July 14, 2020 at Ewing Funeral Home, 111 Luick's Lane South in Belmond, with Pastor Leila Blackburn officiating. Burial will be at the Belmond Cemetery.    Visitation will be held one hour prior to services at the funeral home on Tuesday. Those in attendance will be asked to follow social distancing guidelines and encouraged to wear a face covering.  Denise Fae, daughter of Isaac and Matilda (Stubbe) Ainslie, was born on May 25, 1932 in Allison, Iowa. She grew up in rural Butler county and graduated from Alexander High School in 1950. When Denise was in her 50s, she attended beauty school. Although she never worked in a salon, Denise gave her granddaughter her first haircut. Denise was united in marriage to DuWayne Kalkwarf on June 25, 1950 in Aredale, Iowa. The couple made their home east of Belmond where they farmed. DuWayne and Denise moved to Lake Cornelia in 1978. Denise enjoyed traveling and driving along with DuWayne when they would deliver Winnebago RVs. They loved traveling and camping between Canada and Arizona. After DuWayne's passing, Denise would still travel and drive the RV to Arizona for the winter. Denise and DuWayne belonged to a Country Western Dance Club in Arizona and Camping Club in Arizona and Iowa. They were involved with the camping club on a local, state, and national level. Denise is survived by two daughters Sharon (Norman) Bosshardt of Gilbert, Arizona and Diane (Tim) Scott of Payson, Arizona; granddaughter Tracey (Mac) Dolecki; great-granddaughter Linden Dolecki and another baby on the way; and numerous cousins and other relatives. She is preceded in death by her husband DuWayne in 2001; son Gene Alan; and parents Ike and Tillie Ainslie.